Series · Finance & Investment
What Is P2P Lending & How Does It Work in India?
A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.
7 parts
Start with part 1 →All parts
- Part 1 What Is P2P Lending & How Does It Work in India? A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.
- Part 2 NBFC-P2P Regulations & the August 2024 RBI Crackdown A comprehensive guide to the RBI's regulatory framework for P2P lending in India, including the transformative August 2024 rule changes that banned guaranteed returns.
- Part 3 P2P Platform Reviews: LenDenClub, Lendbox, Faircent, LiquiLoans — A Head-to-Head Comparison An in-depth review of India's major RBI-registered P2P lending platforms with real NPA data, fee structures, and investor experience analysis.
- Part 4 P2P Lending Risk Analysis: NPA, Defaults, and Capital Erosion Understanding default rates, NPA calculations, recovery mechanisms, and worst-case scenarios in Indian P2P lending with real data.
- Part 5 How P2P Lending Income Is Taxed in India A complete guide to the tax implications of P2P lending interest income in India, covering Section 194A, Income from Other Sources, advance tax, and ITR filing.
- Part 6 P2P Lending vs Fixed Deposits vs Mutual Funds: The Ultimate Comparison A research-backed comparison of P2P lending, bank FDs, and mutual funds in India covering returns, risk, liquidity, regulation, and portfolio allocation.
- Part 7 How to Invest in P2P Lending Safely (If You Choose To) A strategy guide for P2P lending in India covering diversification rules, portfolio allocation, red flags to watch for, and exit strategies.