Series · Personal Finance
Part 1: Income Tax Slabs, Regimes & The Basics (FY 2026-27)
Understand the foundation of Indian income tax. We break down the Old vs New tax regime, tax slabs for FY 2026-27, the standard deduction, Section 87A rebate, and how salaried professionals should think about tax planning.
10 parts
Start with part 1 →All parts
- Part 1 Part 1: Income Tax Slabs, Regimes & The Basics (FY 2026-27) Understand the foundation of Indian income tax. We break down the Old vs New tax regime, tax slabs for FY 2026-27, the standard deduction, Section 87A rebate, and how salaried professionals should think about tax planning.
- Part 2 Part 2: Section 80C — The ₹1.5 Lakh Shield The definitive breakdown of every instrument under Section 80C. PPF, ELSS, EPF, NPS Tier-I, LIC, SCSS, NSC, SSY, tuition fees, home loan principal.
- Part 3 Part 3: Section 80D — Health Insurance Deductions Maximize your tax savings with health insurance. Understand deduction limits for self, family, parents, and senior citizens under Section 80D.
- Part 4 Part 4: HRA, LTA & Salary Restructuring Learn how to calculate HRA exemption, claim LTA, and restructure your salary to minimize taxable income. Essential for every IT professional.
- Part 5 Part 5: Home Loan Tax Benefits Complete guide to tax benefits on home loans in India. Section 24(b) interest deduction, Section 80EEA for first-time buyers, and co-borrower strategies.
- Part 6 Part 6: NPS — The Extra ₹50,000 Deduction Understand how the National Pension System provides tax benefits under Sections 80CCD(1B) and 80CCD(2), and why NPS works in both tax regimes.
- Part 7 Part 7: Capital Gains Tax on Stocks, Mutual Funds & Property Understand STCG, LTCG, the ₹1.25 Lakh exemption, debt fund taxation, and real estate capital gains in India for FY 2026-27.
- Part 8 Part 8: New Tax Regime vs Old Tax Regime — The Final Verdict Side-by-side comparison of India's two tax regimes with real salary breakdowns at ₹10L, ₹15L, ₹25L, and ₹50L. Find out which one saves you more.
- Part 9 Part 9: ITR Filing Guide — Forms, Deadlines & Common Mistakes Step-by-step guide to filing your Income Tax Return in India. Which ITR form to use, how to read Form 16, AIS verification, and avoiding common mistakes.
- Part 10 Part 10: Advanced Strategies — Tax Harvesting, HUF & Gifting Master advanced tax-saving strategies for high earners. Tax-loss harvesting, creating an HUF, the gifting loophole, and maximizing post-tax income.